RecargaPay is airtime and bill payments for the mobile generation. The main problem we are solving is the +20min that most people in Latin America spend in lines to pay for airtime or utilities, when they could be transacting on their mobile in 10 seconds. This happens billions of times a year. The second problem is that access to smartphones largely exceeds banked population, which means that many are left out of the convenience of mobile payments, due to a lack of access to digital payments. RecargaPay is already the leading mobile prepaid top-up platform in Brazil and Latin America, (with over 1 million mobile customers), and it is now expanding into utility bill payments and financial services for the unbanked. We feel that it is time to democratize mobile payments. This team has been building successful internet companies and products for over 10 years, and has raised a Series A led by DN Capital and a select group of notable angel investors such as Fabrice Grinda, Martin Varsavsky, and more than 100 investors on the crowd-funding platforms AngelList and FundersClub.